eKYC electronic identification
Account management - Online transfer - Using Online Banking service
ONLINE ACCOUNT (EKYC)
- Is an online customer identification method integrated in the Eximbank EDigi application.
- Customers can open an online payment account without having to go to Eximbank transaction points.
- After successfully opening an account, customers can immediately experience all electronic banking services such as: money transfer, savings, QR payment, etc.
Utilities
MOBILE BANKING
Information query:
- Account balance, account transaction history, interest rate, exchange rate, ATM locations and Eximbank transaction network.
Transfer money:
- Within and outside the Eximbank system (by account number, card number or personal documents).
- Open / Close online savings accounts.
- Pay electricity bills, mobile subscription fees (Mobifone, Viettel).
- Top up mobile subscriptions (VnTopup) for telecommunications networks.
Card services:
- Inquire about balance (remaining limit) of international cards, lock / unlock international / domestic cards, register for card issuance, pay credit card debt.
SMS BANKING
Receive automatic balance change notification messages;
- Receive notification messages:
Credit card balance;
- New products and services of Eximbank;
Query information upon request from customers:
- Transaction points;
- ATM locations;
- Query information, list of payment account transactions;
- Credit card balance information, 5 most recent transactions, interest rates, exchange rates...
Query account balance information
- Non-term account: View balance details and transaction history
- Term deposit: View balance details, interest rates, maturity date
- Loan account: View loan balance details, loan repayment schedule
- International card account: View remaining limits of international cards
Online Saving
- Online deposit interest rates are higher than at the counter
- Full deposit products as at the counter
- Automatically transfer interest from periodic interest-bearing deposits to payment accounts
- Register for automatic interest transfer from term-end interest-bearing deposits to payment accounts
- Deposit money to receive bonus points, check bonus points and redeem gifts right on Internet Banking
Transfer money within and outside the system and transfer money internationally online
- Money transfer: transfer to one person or many people at the same time
- Fast interbank money transfer via account number
- Fast interbank money transfer via card number
- Place a money transfer order
- International Money Transfer
Phone Top-up and Bill Payment
- Online mobile top-up for yourself or someone else
- Bill payment: self-pay or automatic
- Electric Bill payment
- Water Bill Payment
- Telecom Bill Payment
- Air Ticket Payment
- Place a one-time order to make automatic monthly bill payments
Card service
- Query international card limit
- International card statement
- Unlock, lock international card
- Register for international card SMS Alert service
- Reissue PIN, change card information, issue card,
- Query card reward points, and redeem reward points for gifts
- Register for card issuance….
Other functions
- Pay Off Online Loans
- Register for online SMS Banking service
- Register for online VnTopup service
- View deposit interest rates, exchange rates, gold prices
- View Eximbank's transaction network
- View ATM network
- View incentive and promotional programs for customers
Outstanding features of Eximbank EDigi
Save time
Fast payment
Every time, every where
Simple using
Safe, secure
Outstanding facilities.
Register and activate
Simple, just need mobile phone (not email).
EDigi unlock service via SMS to 8149
Texting:
EIB MOKHOAEDIGI [EDigi username] send to 8149
Authentication method
Limit 1: SMS OTP
Transfer limit for 01 transaction: 100 million VND. Transfer limit per day: 100 million VND.
Limit 2: Smart OTP
Transfer limit for 01 transaction: 05 billion VND. Transfer limit for the day: 05 billion VND.
Level 3: Digital Certificate (PKI)
89 / 5,000 Transfer limit for 01 transaction: 5 billion VND. Transfer limit for the day: 5 billion VND.
Transaction password, applicable to services
Transferring money to the same owner within the system. Opening a new deposit account on Internet Banking. Closing a deposit account on Internet Banking
Bill Payment
EXIMBANK EDIGI