This is a combo package for VND demand deposit accounts designed for individual customers with outstanding benefits, including domestic and international money transfer fee waivers/reductions, deposit interest rate bonuses, and loan interest rate reductions.

• Free account issuance with a maximum of 25 million VND for premeium account number

• Account management
• SMS (limited at 20 SMS per month)
• Counter transaction
• Counter saving transaction

• Eximbank Edigi
• Online transaction
• Counting when transfering money on Eximbank Edigi
• OTT service on Eximbank Edigi

• For studying, subsidy and travel, exclude electricity, foreign bank 
• 50% discount on international money transfer fees

• 30 Billion/day

• Demand deposit interest rate: 0.3%/year
• Term deposit interest rate bonus up to 0.4%/year, and not exceeding FTP (with FTP issued by Eximbank from time to time)

• Loan interest rate reduction up to 0.25%/year; and minimum loan interest rate equal to FTP (with FTP issued by Eximbank from time to time)
• Secured overdraft up to VND 5 billion, loan ratio up to 85%

• Free first-year annual fee for credit cards and international debit cards
• Free ATM withdrawals within/outside the network