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Eximbank's announcement

11/01/2024

Loans for individual customers to buy cars

LOANS FOR INDIVIDUAL CUSTOMERS TO BUY CARS

LIMIT OF 2,000 BILLION

Interest rates start from only 7.5%/year

 

Customers

Individual customers have a stable source of income.

 

Loan purpose

 

Individual customers need a car loan to:

- Serving the travel needs of individuals and families.

- Serving production and business activities.

 

 

Borrowed time

According to customer needs and Eximbank's regulations.

 

Loan amount

According to customer needs, debt repayment income source and security asset value.  

Loan interest rate

Thời gian ưu đãi

Lãi suất cho vay

6 tháng

7,5%/năm

12 tháng

Từ 7,9% đến 9%/năm

Sau đó

LSTK 13T (LCK) + 3,5%/năm

Secured assets

Cars are formed from borrowed capital.  

Level

2.000 tỷ đồng.   

Loans profile

 

- Loan application form (according to Eximbank's form).

- ID card, household registration/temporary residence book,...

- Single certificate/Marriage certificate.

- Documents proving the customer's source of income and ability to repay debt.

- Documents proving loan purpose (Purchase contract, transfer, invoice...).

- Security asset records.

 

 

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