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/11/01/2024
EXIMBANK DEPLOYS THE PRODUCT "DONATION SAVINGS"
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You have a stable source of monthly income.
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You want to accumulate from today to fulfill future goals such as: buying a car, getting married, buying a house, ...
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Eximbank brings you the most optimal solution
In order to create conditions for customers to gradually accumulate finance to fulfill future purposes such as: buying a car, getting married, buying a house..., Eximbank launches the product "SAVINGS IN DEPOSIT" with many benefits. added from May 20, 2010.
- Deposit: Vietnam Dong
- Diverse deposit terms from 1 year to 10 years, depending on the customer's purpose and financial ability.
- Periodic deposit: monthly, 2 months, 3 months.
Interest rate:
- Higher than 3-month savings interest rate (interest at the end of the period)
- Automatically adjusted every 3 months.Deposit interest rate = 3-month interest rate + Bonus interest rate
Bonus interest rate for 1st year:
Total accumulated registration amount (Regulation) |
Year 1 bonus interest rate |
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50 million VND ≤ Minimum limit < 100 million VND |
0,20 |
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100 million VND ≤ Minimum limit < 300 million VND |
0,25 |
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ĐK ≥ 300 tmillion VND |
0,30 |
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ĐK < 50 million VND |
0,15 |
The bonus interest rate from the 2nd year onwards is increased by 0.1%/year.
Form of receiving interest:
- Customers receive interest on savings deposits at the end of the deposit term.
- Deposit interest is equal to the total interest of each deposit.
In which: Interest on each deposit = balance x interest rate x corresponding number of deposit days.
Utilities and support services:
- Customers do not have to waste time registering for automatic money transfer from their demand deposit account to pay deposits.
- Customers are given "LOC TRUONG AN Savings" insurance and register to deposit a minimum of 10 million.
- Customers can borrow capital at preferential interest rates.
Regulations on early settlement:
- Deposit savings cards will be settled before maturity in the following cases: Customers do not make regular payments for more than 60 days, or customers need to withdraw money before maturity.
- The amount the customer receives includes the entire amount the customer has deposited plus premature settlement interest.
- Premature settlement interest is as follows:
Real time sending (t)
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Interest rate for early withdrawal
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t ≥ 1 month | Actual number of days deposited ≥ 50% of term | 80% Interest at settlement time |
Actual number of days deposited < 50% of term | 50% Interest at settlement time | |
t < 1 month | Interest rate 3%/year |