This signing also opens up new opportunities for comprehensive development of digital technology applied on cards.
On November 24, 2022, Eximbank held a strategic cooperation signing ceremony with Visa International card organization. In addition to the commitment to comprehensive cooperation in the card industry, this event also opens up opportunities for development of digital technology applications on cards.
Also at this event, Eximbank launched the high-end Eximbank Priority Visa Signature card line with a domestic and international cashback rate of up to 10% (2 million VND/month) along with the privilege of using all room services. Wait at international airports such as: Tan Son Nhat, Noi Bai, Da Nang, Cam Ranh and Phu Quoc. For customers who travel often, this is truly a "Super convenient" card line because there are many preferential policies from 5-star hotels, airport shuttles and travel insurance packages with more than 10 benefits. billion.
At the signing ceremony, Ms. Dinh Thi Thu Thao - Deputy General Director of Eximbank shared: "Since 1994, Eximbank has officially become a full member of the Visa International card organization - This is an international card organization top in the world. After nearly 30 years of cooperation, Eximbank and Visa International have jointly launched Eximbank - Visa branded card lines with many attractive benefits, meeting the needs of different customer segments. . We want to work with our partners to reach further in the global value chain, opening a completely new phase of cooperation, which further strongly promotes the digital payment trend and brings many useful solutions. beneficial for consumers. Especially during this period, Eximbank is transforming strongly in digital transformation in the banking and finance sector."
Ms. Dinh Thi Thu Thao - Deputy General Director of Eximbank (left) signed a strategic cooperation contract with Ms. Dang Tuyet Dung - Director of Visa Vietnam and Laos
Eximbank Priority Visa Signature Card - "Super convenient" card line because it has many preferential policies from 5-star hotels,
Airport shuttle and travel insurance package with benefits of more than 10 billion VND,...
At the event, representative of Visa card organization, Ms. Dang Tuyet Dung - Director of Visa Vietnam and Laos shared: "2022 is an important milestone marking the next 5-year journey of the strategic partnership." between Eximbank and Visa, opening up opportunities for the two organizations to jointly develop, innovate, and bring to market outstanding products and solutions that increasingly meet the needs of consumers and businesses. . The beginning of this important milestone is the launch of the Eximbank Priority Visa Signature credit card with attractive cashback incentives and classy services in tourism - restaurants - hotels and education - training. To achieve these achievements, we especially send our thanks to Eximbank's Board of Directors, who have always joined hands with Visa to develop many modern and diverse solutions and product portfolios, to help consumers harmonize with each other. into the "cashless" payment trend in the easiest and fastest way.
It is known that the main contents of cooperation between the two units in this event include completely new contents such as: Developing Visa's most advanced credit card line, Visa Infinite; Visa Direct international fast money transfer service; Deploying Tap to phone payment service; Releasing the Digital Issuance card line,... will be launched and applied in the future.
In addition, the two organizations also cooperate to deploy digital marketing services, consulting services to evaluate the bank's overall portfolio as well as other training programs.
It can be said that in the past 1 year, Eximbank's business activities have had outstanding growth. Eximbank is trying to become one of the leading banks in Vietnam again. Specifically, Eximbank's business targets in the first 9 months of the year all had outstanding growth compared to 2021. Specifically: Total assets reached 183,674 billion VND (up 10.8% compared to the beginning of the year), mobilized Capital mobilization from customers reached 145,261 billion VND (an increase of 5.7% compared to the beginning of the year), outstanding credit debt reached 127,522 billion VND (an increase of 10.3% compared to the beginning of the year, of which there was no credit extension of corporate bonds). Pre-tax profit reached 3,181 billion VND, completing 127% of the yearly profit plan assigned by the Board of Directors. Eximbank's bad debt ratio recorded 1.86% (down from 1.94% at the end of 2021). In addition to the positive growth results it has achieved, Eximbank also pays special attention to developing safely and sustainably. The Bank always strictly complies with the regulations on liquidity safety of the State Bank such as: CAR coefficient according to Circular 41 always reaches over 13% (according to the current regulations of the State Bank of Vietnam, the minimum is 8%). The ratio of short-term capital for medium and long-term loans is below 20% (SBV regulations are below 34%).
Recently, Eximbank was also awarded by Vietnam National Payment Joint Stock Company (Napas): Outstanding Bank in Customer's Card Usage - Bank with a dynamic customer base in using NAPAS cards.
This is an award for member organizations with a dynamic customer base in using NAPAS cards with criteria including: Number of ATM-POS-Ecommerce transactions per card; Transaction value per card; Increase in Number of transactions (issue direction) per card in 2022 compared to 2021.
From 2021 up to now, Eximbank has focused its investment resources and actively deployed digital technology applications into service products and payment applications provided to customers, thus achieving impressive growth. The number of transactions and transaction value per card is the reason why Eximbank is honored to receive this award from Napas.