Recently, Eximbank participated in the "Bank - Business Connection Conference" organized by the Ho Chi Minh City Committee, the Department of Industry and Trade and the State Bank of Ho Chi Minh City branch.
The conference was organized with two main contents: business dialogue and bank-business connection, in order to promptly remove difficulties for businesses, cooperatives and business households in the city; Meet capital needs for businesses to develop production and business, thereby supporting and promoting Ho Chi Minh City's economic growth. Also attending the conference were leaders of the State Bank of Ho Chi Minh City branch, departments, branches, industry associations, People's Committees of districts and Thu Duc City and 400 businesses and cooperatives in Ho Chi Minh City.
At this event, 16 commercial banks in Ho Chi Minh City signed a commitment to lend to 64 businesses, cooperatives and business households in Ho Chi Minh City with a total capital of about 11,000 billion VND, with short lending interest rates. long term is 7%/year, medium-long term is 10%/year.
At the conference, Eximbank signed a memorandum of agreement on reducing lending interest rates with 04 businesses that have credit relationships with Eximbank including: An Huy B.T Company Limited; Oriental Dragon Investment Company Limited; Dang Hong Phat Company Limited; Hoang Vu Technical Service Trading Company Limited. Thereby, Eximbank wishes to accompany and contribute to supporting businesses in overcoming difficulties and quickly accessing capital to ensure production and business activities.
Mr. Do Lam Chuyen (third from right) - Eximbank representative signing customer support agreement at the conference.
Mr. Tran Van Vinh - Representative of Dang Hong Phat Co., Ltd., the enterprise that signed the contract with Eximbank at the event said: "In reality, many businesses still have many difficulties accessing capital, however, Eximbank's customers for many years, not only today or during this period has the bank supported us, but in recent years, Eximbank has always had appropriate and timely policies to support our business. Our company has been with Eximbank for more than 8 years. Eximbank is a bank with the capacity to finance trade and is very dynamic and actively supports commercial enterprises to expand their business and development. Up to now, our company really has nothing to complain about the bank's services."
Reporting the results of the Ho Chi Minh City Bank-Enterprise Connection Program in 2022, Mr. Vo Minh Tuan, Director of the State Bank of Ho Chi Minh City branch, said that in 2022, there were 13 commercial banks (NHTMs) in the area registering for the package. preferential credit, with a scale of VND 434,280 billion. However, through this program, commercial banks have disbursed VND 568,340 billion due to many short-term loans being disbursed many times, equal to 131% of the preferential credit packages registered at the beginning of the year and an increase of 16.6% compared to the previous year. with 2021.
At Eximbank, the bank identifies its role and responsibility when accompanying fellow banks to support businesses through this difficult period in accordance with the Government's orientation and the State Bank's policies, in addition to Thoroughly grasp, drastically deploy and direct all business units throughout the system to coordinate closely with customers to understand difficulties in business operations such as: the program "Online Payment - More incentives", "Import-Export payment combo", deploying new features on online payment channels such as: Online tax payment, Online international money transfer, Online LC, especially the program "Interest support interest rate for corporate customers" according to Decree 31/2022/ND-CP and Circular 03/2022/TT-NHNN,... Eximbank also actively launches loan packages with many attractive incentives to support operations. production and business of affected enterprises.
|Currently, in order to continue to support more production and business enterprises, Eximbank is implementing programs with preferential interest rates:
The "Going Together" program - worth VND 4,000 billion, the interest rate reduction compared to the announcement is suitable for each customer, implemented in March 2023 for corporate customers who need to disburse new capital to recover. production and business services;
The program "SMEs - Connecting to develop" worth VND 5,000 billion for the SMEs segment with long-term transactions and closely accompanying Eximbank over the years, the loan interest rate reduction is up to 1% compared to the previous year. announced interest rate.