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Eximbank's announcement

11/01/2024

Consumer and business loans secured by real estate

 

CONSUMER - BUSINESS LOANS SECURED BY REAL ESTATE

LIMIT OF 4,000 BILLION

Interest rates start from only 6.5%/year

 

 

Customers

Individual customers have a stable source of income.

 

Loan purpose

 

- Loans to buy real estate, build and repair houses.

- Consumer loans with real estate as collateral.

- Loans to supplement short-term business capital, medium and long-term business loans and loans to supplement business capital in installments.

 

 

Borrowed time

According to customer needs and Eximbank's regulations.

 

Loan amount

According to customer needs, debt repayment income source and security asset value.

 

Loan interest rate

Preferential period

Interest rates

3 month

6,5%/year

6 month

7,5%/year

12 month

From 8,5% to 10%/year

After

LSTK 13T (LCK) + 3,5%/year

Secured assets

Real estate.

 

Level

4.000 tỷ đồng.  

Loans profile

- Giấy đề nghị vay vốn (theo mẫu của Eximbank).

- CMND, Hộ khẩu/ sổ tạm trú,…

- Giấy xác nhận độc thân/ Giấy đăng ký kết hôn.

- Giấy tờ chứng minh nguồn thu nhập, khả năng trả nợ của khách hàng.

- Chứng từ chứng minh mục đích vay (Hợp đồng mua bán, chuyển nhượng, hóa đơn…).

- Hồ sơ tài sản bảo đảm.

 

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