CARD UTILITIES
Samsung Pay
Do not apply
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Cash back/ Interest refund program
Do not apply
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Contactless payment technology
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Bonus point/ Mileage accumulation
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Dining, shopping, entertainment promotion program
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Special offer on annual fee
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CARD PRIVILEGES
Golf promotion
Do not apply
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Free aiport lounge service
Do not apply
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Global travel insurance valued up to 500,000 USD
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Birthday gift valued up to  1,2 million VNĐ
Do not apply
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FEES 
Issue fee
800.000
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Annual fee
1.200.000
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Currency conversion fee
2,7% of transaction amount
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Finance charge
28,2% per year
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