A. Introduction

Eximbank's SMS – Banking provides customers two kinds of message services:
Upon receipt of customer's information query message, the bank will reply customer by its return message.
Automatically send message to inform customers the information for their priorly registered inquiries.


B. Register for using SMS-BANKING

Customers can come to any branches of Eximbank system for their service use registration following available form at the bank.
People who sign in the registration form must be the account holders, loan agreement, card contact applications or must be a legally authorized person (with a stamp in case of entity).
All customers can use without registration for general information query service (EXCHANGE RATE, INTEREST RATE).


C. SMS-BANKING SERVICES
AUTOMATIC MESSAGE - INFORM PAYMENT DEPOSIT BALANCE

When the customer's payment account balance changes, the bank will automatically inform customers through SMS message.
Example:
Customer A
With payment deposit account No.: 2000148495678900
Open at Eximbank Head Office:
When balance changes, the bank will automatically inform to the customer.

Eximbank notifies
 

EXIMBANK SMS  
    MAIN TRANSACTION OFFICE ACCOUNT 2000148495678900  
 

BALANCE ON August 9, 2005 at 09:18  
 

DEPOSIT OF VND100,000 --> Deposit amount
 
BALANCE OF VND 235,000 --> Increased balance

SMS VIEWING FOREIGN CURRENCIES, GOLD EXCHANGE RATES
Pattern statement:
EIB TG [BRANCH CODE] [foreign currency code 1] [ foreign currency code 2]… 
Example Eximbank notification


  EXIMBANK SMS
TG August 9,2005 at 08:30
MAIN TRANSACTION OFFICE
USD
TRANSFER PURCHASE 15853
CASH PURCHASE 15850
SELL 15853
GOLD
PURCHASE 818000
SELL 822000 
Send to: 997

SMS VIEWING DEPOSIT INTEREST RATES
Pattern statement:
EIB LS [BRANCH CODE] [foreign currency code] 
Example: Eximbank notification


  EXIMBANK SMS
USD INTEREST RATE (%/YEAR – INTEREST PAID AT TERM END)
DATE JULY 19, 2005
MAIN TRANSACTION OFFICE
1 MONTH 2.4%
3 MONTHS 3 %
6 MONTHS 3.2%
12 MONTHS 3.8%  
Send to : 997 

SMS VEIWING PAYMENT DEPOSIT BALANCE
Pattern statement:
EIB SD
Example: Eximbank notification

  EXIMBANK SMS
BALANCE AT August 9, 2005 at 10:30
MAIN TRANSACTION OFFICE ACCOUNT 2000148495678900 VND 299,999
MAIN TRANSACTION OFFICE ACCOUNT 2000148495678900 USD 1,999
Send to : 997 

SMS VIEWING CREDIT CARD BALANCE
Pattern statement:
EIB [MC or VS] [the last 6 digits of the card number]…
MC: MasterCard
VS: Visa
Example Eximbank notification

  EXIMBANK SMS
BALANCE AT 12/07/2005
MasterCard 030004 299,999VND
Send to : 997 

LIST THE 5 LASTEST TRANSACTION OF PAYMENT DEPOSIT ACCOUNT
Partten statement: EIB LK [BRANCH CODE] [15 digits of the account]…
Example Eximbank notification

  EXIMBANK SMS
05 LASTEST TRANSACTION UP TO AUGUST 9, 2005 AT09:15
MAIN TRANSACTION OFFICE ACCOUNT 2000148495678900
01/05/05 1000000DB
09/05/05 5000000CR
11/05/05 15000000CR
19/05/05 10000000CR
30/05/05 5000000DB
Send to : 997

APPENDIX
BRANCH CODE LIST
No.
Branch name
SMS Code
1
AN GIANG AGN
2
BA RIA BRA
3
BINH DUONG BDG
4
BINH PHU BPU
5
BINH TAN BTN
6
BUON ME THUOT BMT
7
CAI KHE CKE
8
CAN THO CTO
9
CAU GIAY CGY
10
CHO LON CLN
11
CONG HOA CHA
12
DA LAT DLT
13
DA NANG DNG
14
DONG DA DDA
15
DONG NAI DNI
16
HA NOI HNI
17
HAI BA TRUNG HBT
18
HAI PHONG HPG
19
HOA BINH HBH
20
HOI SO HSO
21
HUNG VUONG HVG
22
LANG HA LHA
23
LONG AN LAN
24
LONG BIEN LBN
25
MY THO MTO
26
NHA TRANG NTG
27
PHU MY HUNG PMH
27
QUAN 10 Q10
29
QUAN 11 Q11
30
QUAN 4 Q04
31
QUAN 7 Q07
32
QUANG NGAI QNI
33
QUANG NINH QNH
34
SAI GON TTD
35
SO GIAO DICH 1 SGD1
36
TAN DINH TDH
37
TAN SON NHAT TSN
38
THU DUC TDC
39
VINH VIH
FOREIGN CURRENCY CODE LIST
No.
Foreign Currency Name
Foreign Currency Code
1
United States Dollar
USD
2
Great British Pound
GBP
3
Hong Kong Dollar
HKD
4
French Franc
FRF
5
Swiss Franc
CHF
6
Deutsche Mark
DEM
7
Japanese Yen
JPY
8
Australian Dollar
AUD
9
Canadian Dollar
CAD
10
Singaporean Dollar
SGD
11
Euro
EUR
12
New Zealand Dollar
NZD
13
GOLD
GOLD
 
Terms\Effective from

11/02

1:00 P.M, 08/02

04/03
Demand deposit
        3.00 

0.30

-

1 month

10.499

3.50

0.25

2 month

10.499

3.80

0.35

3 month

10.499

4.20

0.50

4 month

10.499

4.30

0.50

5 month

10.499

4.40

0.50

6 month

10.499

4.50

0.50

7 month

10.38

4.00

0.50

8 month

10.38

4.00

0.50

9 month

10.38

4.00

0.50

10 month

10.38

4.00

0.50

11 month

10.38

4.00

0.50

12 month

10.499

4.50

0.50

Interest paid at term end (% per annum)
BANG LAI SUAT USD
BANG LAI SUAT VANG