I. Regulations on deposit: Customers can make multi-time deposit into “Overnight savings” account.
In case of savings deposit: customers must maintain a minimum account balance of VND100,000.
In case of individual deposit: no minimum balance required.
Deposits on Saturday are entitled to demand interest rate on the next Saturday, Sunday, off day and holiday (if any) and entitled to interest rate of “Overnight savings” product from the next working day.
II. Regulations on deposit withdrawal: :
Customers withdrawing funds after 24 hours upwards since the deposit time for each deposit item are entitled to Eximbank’s prevailing interest schedule for “Overnight savings” product
Customers withdrawing funds prior to 24 hours since the deposit time for each amount are not entitled to any interests.
Overnight savings does not apply interest rate for accumulated balance.
Interest rate per/year is calculated on 360-days/month basis.
