Individuals in need of house construction, repair and purchase.
Loan conditions:
Borrowers must have family registration book at the same location of Eximbank’s lending office, and have a stable income for repayment. . The house which borrower applies for loan to buy, build, repair must be located at the same operation location of Eximbank. Borrower must have the security collateral or have a third party using its assets to secure the loan. Secured real estate must be located at the same operation location of Eximbank..
Lending currency:
Eximbank lends in VND, foreign currencies (USD, EUR,…) and gold.
Limit:
As per customer’s need and repayment capability; however, lending limit does not exceed 70% of the collateral value or 90% value of Eximbank’s savings book.
Loan term:
Maximum term is 10 years. Principal, interest are settled monthly. Interests will be calculated on the decreasing or early principal basis.
Documents providing customer’s source of income and repayment capability . 
